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Old 19-05-2015, 06:50 AM   #1
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Insurance

Just bought an R32, can anyone share who you are getting your insurance from?
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Old 19-05-2015, 07:21 PM   #2
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Word to the wise, in the future, make sure you can get insured prior to buying the car. Gray market cars can be expensive to insure. With that being said, go with state farm. Go in person too as opposed to over the phone. Avoid Progressive.
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Old 20-05-2015, 06:00 PM   #3
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Thanks very much! I did get coverage from Progressive for about the same price as our Prelude but I will shop State Farm as well.
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Old 25-05-2015, 09:14 AM   #4
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i had a jdm supra and used progressive & gieco both.

did not cost any more than my rx7's or 350z. i had just the minimum and not full coverage tho...
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Old 26-05-2015, 11:03 PM   #5
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I'm about to do some shopping before I buy my Skyline at auction.

So far Progressive wants $1,960 for 6 months of coverage.

I'm looking at GEICO and State Farm next.

Safeco and Pemco flat out said no.
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Old 27-05-2015, 03:03 AM   #6
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Originally Posted by Monte0704 View Post
I'm about to do some shopping before I buy my Skyline at auction.

So far Progressive wants $1,960 for 6 months of coverage.

I'm looking at GEICO and State Farm next.

Safeco and Pemco flat out said no.
I know one guy who said Geico didn't want to touch his R32 GTS-T. I paid State Farm 400ish for 6 months on my Nismo R32 but I also have other cars and my house insured with them. From what I hear State Farm is the easiest to work with but of course YMMV depending on your state.
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Old 31-05-2015, 02:08 AM   #7
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If you can get USAA...I pay $80 a month.
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Old 01-06-2015, 05:22 PM   #8
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If you are not using the car as a daily you guys should be using Hagerty, Grundy, American Collector for insurance.

I know this because I work in insurance.

These companies will put restrictions on like 5k miles/year, garaged, must have primary vehicle.

But you get appraised or agreed value and they handle muscle cars/exotics.

If your Skyline is wrecked or stolen State Farm and the regular carriers are not gonna know what to do with your Skyline and how to value it or approve costs for getting parts from Japan.

My old 93 Corvette ZR1 was like $500/year for $25-30k in agreed coverage.

You usually send them a bunch of photos or they send someone out to inspect and document your car.

Just a thought.
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Old 01-06-2015, 06:09 PM   #9
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I actually just checked my emails.

The quote from Grundy was $200/year for $25k agreed value.

5k mile/year, garaged and not used a daily/primary vehicle.

Just need to fill out a couple pages of an application and send detailed photos of interior/exterior.

Coverage includes towing, liability, medical, theft, etc.

$100 deductible

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Old 01-06-2015, 06:09 PM   #10
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If you go with state farm or one of the others, go into a physical location. It will make your life 1000x easier than doing it over the phone.
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Old 01-06-2015, 09:57 PM   #11
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Originally Posted by Justonebar View Post
If you are not using the car as a daily you guys should be using Hagerty, Grundy, American Collector for insurance.

I know this because I work in insurance.

These companies will put restrictions on like 5k miles/year, garaged, must have primary vehicle.

But you get appraised or agreed value and they handle muscle cars/exotics.

If your Skyline is wrecked or stolen State Farm and the regular carriers are not gonna know what to do with your Skyline and how to value it or approve costs for getting parts from Japan.

My old 93 Corvette ZR1 was like $500/year for $25-30k in agreed coverage.

You usually send them a bunch of photos or they send someone out to inspect and document your car.

Just a thought.
I thought about collector car insurance for my R32 but I didn't have much luck with them for my R35 - besides the mileage restriction and needing a less than 5 year old car as a primary (the latter not an issue for me since I have an FR-S for a DD, the former maybe since I like road trips) they didn't want to touch my R35 after finding out it had 800+whp. They told me they don't insure modified cars with that much power and referred me to Chubb lol.

I might go with Chubb if I can find a good agent since they're by agent only - in the meantime State Farm is a good stopgap.
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Old 16-06-2015, 07:13 AM   #12
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If you can get USAA...I pay $80 a month.
I just got with USAA and they got me at 38bucks/mo for full coverage/roadside/glass protection/rental car for 17-18k miles a year.


For everyone that's wanting to insure their skylines in the US if you have USAA GO THROUGH THEM!! They will bypass the vin and get the insurance on the vin and classify it as a classic car so that you can get the most coverage for the best price.

State Farm wanted to take pictures of my car, and wanted to see my EPA forms and what-not even though I told them that the EPA regs are exempt after 23years. But oh well haha USAA wins. Nothing can really beat their price
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Old 16-06-2015, 07:35 PM   #13
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Keep in mind that just because you agree to a stated value does not mean that if your car is totaled, you will get that amount. So if it seems too good to be true, then it probably is. The reason being that they'll have a hard time finding similar vehicles in the US to provide as a comparison for reimbursement. Your best bet is to get your car valued by a professional and confirming with your insurance company they will cover you for that amount.
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Old 17-06-2015, 04:54 PM   #14
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Just got off the phone with USAA. Full coverage for $22 a month. I'll just pay the 6 month premium all at once.
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Old 17-06-2015, 10:22 PM   #15
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That seems suspiciously low. My gf has USAA for her 07 wrangler and it's nowhere near that low. I'd suggest you take a closer look at the policy to make sure you're covered on all fronts (property damage, vehicle damage, personal liability, etc.). You should also see how much they're going to insure your vehicle for if it becomes totaled. Not exactly easy to find a comparable replacement, so you could end up with much less than the value to replace it. Also, stated value is 100% guarantee they'll replace it for the amount you state it's worth. You need to take it to get valuated and get the insurance company to agree to reimburse you for that amount, not just the amount you believe it's worth.
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